Yes that is correct, but in a valid Terry stop you already have RAS of criminal activity. If you refuse ID in that situation, the police have the right to arrest you until your ID is positively determined. This is primarily to make sure they have the real name of a suspect in the event that charges are filed and also to determine if this person has any outstanding warrants since the average person would not refuse to identify themselves in a legitimate LEO encounter, the courts have found that refusal to ID yourself in such a situation is suspicious (because people that have outstanding warrants are the ones most likely to do this) and the state interest in public safety allows them in this situation to detain you to determine ID.
Where there is no RAS (see my prior posts), then they cannot stop you at all, and there is no duty to speak to the police or ID yourself to the police and there is nothing they can do about that.
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